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Money, explained simply

Short, jargon-free guides on insurance and investing. Read up, then get personal guidance from a licensed advisor — free.

Guide

What is term insurance

Term insurance explained simply: what it is, how it works, and why it's the cheapest way to protect …

Guide

How much term cover do I need

A simple way to calculate how much term life cover your family needs, based on income, loans and goa…

Guide

What is health insurance

Health insurance explained simply — how it covers hospital bills, what terms like sum insured and co…

Guide

Health insurance for family in India

How to choose family health insurance in India: floater vs individual, how much cover, and what to c…

Guide

How to choose a health insurance policy

A step-by-step way to choose the right health insurance policy in India — cover amount, features to …

Guide

Term vs whole life insurance

Term insurance vs whole life / endowment plans explained: cost, payout, and which suits you. Get unb…

Guide

What are mutual funds

Mutual funds explained for beginners: what they are, types, and how SIPs work. Start the right way w…

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SIP vs lumpsum

SIP vs lumpsum investing in mutual funds: the pros, cons, and which suits your situation. Free guida…

Guide

ELSS tax saving mutual funds

ELSS funds explained: how they save tax under Section 80C, the lock-in, and who they suit. Free guid…

Guide

How to start investing in mutual funds for beginners

A beginner's step-by-step to start investing in mutual funds in India — goals, KYC, SIP, and choosin…

Guide

How much health insurance cover do I need

Work out the right health insurance sum insured for your family and city in India, and why under-ins…

Guide

Health insurance vs mediclaim

Health insurance vs mediclaim explained simply — coverage, limits and which suits you. Free guidance…

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What is claim settlement ratio

Claim settlement ratio explained — what it means, why it matters when picking insurance, and how to …

Guide

Section 80D health insurance tax benefit

How Section 80D lets you save tax on health insurance premiums in India, the limits, and who qualifi…

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How to file a health insurance claim

Step-by-step guide to filing a health insurance claim in India — cashless vs reimbursement, document…

Guide

Top-up vs super top-up health insurance

Top-up vs super top-up health insurance explained — how each works, the deductible, and which gives …

Guide

What is a SIP

What is a SIP (Systematic Investment Plan)? How monthly investing in mutual funds works, its benefit…

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How to choose term insurance

A step-by-step way to choose the right term insurance policy in India — cover, term, insurer and rid…

Guide

Can I have two health insurance policies

Yes — you can hold two health insurance policies in India. Here's how claims work across both, and w…

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Does term insurance cover accidental death

Does term insurance cover accidental death in India? Yes — and an accidental death rider can add mor…

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What happens if I stop paying SIP

Stopping a SIP in India has no penalty — your units stay invested and you can pause or restart. Here…

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Free look period in insurance

The free look period lets you cancel a new insurance policy for a refund within 15–30 days. How it w…

Guide

Grace period in life insurance

The grace period gives you extra days to pay a missed life insurance premium without losing cover. H…

Guide

Health insurance waiting period

Health insurance waiting periods in India explained — initial 30 days, pre-existing diseases, specif…

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Can I port my health insurance

Yes — health insurance portability in India lets you switch insurer while keeping your waiting-perio…

Guide

Nominee in term insurance

Who to name as nominee in your term insurance, why it matters, and how the MWP Act protects your spo…

Disclaimer: Lightpost provides general information and connects you with a licensed advisor; it does not itself provide financial, insurance or investment advice. Insurance is the subject matter of solicitation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance is not indicative of future returns.